A professional wholesale broker having served the independent agent for more than 20 years.
A program manager with over 10 years experience in managing a home medical equipment program.

About Davidson-Babcock:

• Strength in Insurance:
  • CJD and its operating entities are formed for one purpose only and that is providing insurance and insurance services to retail agents. Our staff, in all locations, are professional teams of managers, underwriters and support personnel who are dedicated to the insurance industry.

    When reviewing the CJD biographies it is evident that advanced insurance education is a desirable advantage for our employees. CJD not only encourages programs such as CPCU, CIC, IIA, AU, ARM and many others, it pays for and rewards the employees who enroll in and pass the programs. Our employees come from companies, general agencies and are grown from within. Education is always written...(Read More)

• Strength of Focus:
  • SERVICE
    Providing service that is superior to our peers in the wholesale market and program marketplace.
    ACCESS
    Offering binding and brokerage access to stable, industry leading carriers of specialty insurance.
    EXPERTISE
    Maintaining frontline underwriting, product expertise and depth of insight in the specialty lines and program marketplace.
    RELATIONSHIPS
    Building key relationships with retail agencies in our target market and with top tier wholesale and program carriers.

  CJD & Associates is multi-faceted in its focus including E&S Brokerage, Program Management, and Self-Insurance Mangement. While the focus at CJD & Associates is providing insurance products to retail agents and in particular the wholesale or Excess and Surplus side of the business, it is also reality that within that focus, there are ways to do more business and to maximize profits. In addition to different distribution...(Read More)

• Strength of People:
  • The strength of any organization is only as good as the diverse talent brought to it by its people. CJD & Associates has combined the experiences of seasoned agency owners, small business entrepreneurs, national and regional standard lines, company seniormanagement, niche program development and management and is supported by dedicated and experienced technical staff at all levels of the organization.

    The following sets forth certain biographical information about key members of CJD & Associates, L.L.C. (Read More)

    Strength of Organization:
    • The strength of our company is characterized by an organization that has the flexibility to add more regions as our parent grows and as our geographic needs change. We have a computer system that can assimilate new regions and systems. We have a management team at the home office that understands what is necessary to analyze and evaluate a new general agent for the purpose of an acquisition. We have the insurance strength and depth to seek and obtain new insurance companies as growth requires. Our organization also possesses off shore captives that gives usversatility to capture excess profits.

      In addition to an organization that has a structure that can expand geographically with control and ease, we have an underwriting structure that ensures competence on a regional basis. Instead of trying to grow a national underwriting and marketing base from one location, expertise is obtained on a regional and local level. Currently...(Read More)

• Strength of Systems:
  • CJD has invested in the technology to maximize our profitability by reducing expenses through increased efficiency, while at the same time, increasing our production by offering better service and ease of doing business to our agents. We are using a combination of integrated software systems to achieve a goal of single entry policy processing and paperless files. The central component of these systems is the accounting and management software, Conceptone. With Conceptone we are able to set up consistent work standards with workflows and common documents. Further tothat, the same data that is used by our underwriters for binding business flows through to the accounting functions. The elimination of double entry has led to increased efficiency and accuracy, which translates into improved service to our agents. Conceptone will allow us to expand geographically while still maintaining consistent accounting information for all locations. It also has the flexibility to store the level of data required for the aggregate and statistical reporting required...(Read More)